Your paybill knows the money arrived.
It doesn’t know whose it is.

PayCollect reads every payment into your paybill, till, bank account or cash box, and works out which unit it belongs to — from the phone number, the name, or whatever the tenant typed in the reference.

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What people type · What it means

  • "house 4b"B-204paid from a number we know
  • (left blank)A-101reference blank, phone recognised
  • "rent"B-204no code, but the phone matches
  • "WM-7741"WM-7741water meter, John Mwangi
  • "PETER OTIENO"asks youtwo Peter Otienos — waiting for you

Right now, someone does this by hand on the fifth of the month.

A statement with forty lines on it. Some have a unit number. Some say “rent”. Some say nothing at all. One is from a tenant’s wife, on a number nobody recognises. You cross-check them against a book, send a few reminders to people who already paid, and hope you got it right.

It works at ten units. At forty it takes a morning. At a hundred, something is always wrong.

How it works

  1. 01

    Money arrives

    Safaricom tells us the moment someone pays your paybill or till. Cash and bank transfers get typed in once.

  2. 02

    We work out whose it is

    Phone number, name, unit code, the amount owed. Most payments settle themselves against the right unit and the right bill.

  3. 03

    You only see what's unclear

    Anything genuinely ambiguous waits in one short list, with the reasons for each suggestion. One tap decides it — and it remembers.

It would rather ask than guess wrong.

Two tenants called John Mwangi, both owing 8,000, one payment with no reference. Most systems pick one. That sends a demand letter to somebody who already paid, and credits the money to a stranger.

PayCollect stops. A name and an amount can never settle it on their own — it needs a phone number, a unit code, or something it learned from you before.

And it learns

  1. First month

    A payment arrives from a number nobody knows. You tap the right unit once.

  2. Every month after

    That number goes straight to that unit. You are never asked again.

The list gets shorter the longer you use it. That is the whole idea.

Your paybill. Your money.

Tenants keep paying the same number they always have. Money goes to your Safaricom account, not ours — we never hold a shilling of it. Nothing to tell your tenants, nothing to change.

  • M-Pesa Paybill

    Live, the moment it lands

  • Buy Goods till

    Live, the moment it lands

  • Cash

    Typed in by whoever took it

  • Bank transfer

    Typed in, or imported

Rent, water, service charge — all on one account, kept apart.

Get the fifth of the month back.

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